5 Best NFC Payment Apps for Android Phones





Online payment is more accessible and reliable for smartphone users. NFC mobile payment apps have been going around for a while; today, everyone uses them to make transactions swiftly. A smartphone needs an NFC app to make transactions; if you are confused about which app to rely on- here are some of the best NFC apps for Android phones.




Google Pay







Google Pay is a famous name in the world of NFC payment apps. It is widely used daily by millions of people for basic payment at grocery shops, clothing stores, hospitals, etc. Google is a trusted name which gives it an edge- a sort of upper hand over other NFC mobile payment apps.

Google Pay is an Android mobile phone app, and it allows any bank credit card. Adding any credit card is a great and helpful feature for many people as it reduces the inconvenience of other payment apps.

Another fantastic feature that Google Pay offers is the rewards; a person can choose any kind of reward they desire. On the home page, you can see your transaction history; you can add up to multiple accounts.



Pros of Google Pay


  1. Mastercard Paypass
  2. Virtual card
  3. Rewards
  4. Easy self-transaction
  5. Bill splitting
  6. Peer-to-peer transaction


Cons of Google Pay


  1. Limited partners
  2. Do not support an earlier version of Android


Samsung Pay





Samsung Pay is another dedicated NFC payment app, but it works only on high-end Samsung devices. So, only Samsung mobile users can benefit from this app. What it brings to the table is the capacity to add eight (8) different debit or credit cards.

Adding eight cards is advantageous to those in business who need daily online transactions. You can add Visa, Mastercard, and even American Express gift cards.

With this NFC mobile payment app, you can do transactions with extreme comfort. One of the best things about Samsung Pay is that it supports NFC and MST. Therefore, you can use this app with a swipe card as well. Samsung Pay also supports smartwatches, hence heaven for Samsung device lovers.


Pros of Samsung Pay


  1. NFC + MST technology
  2. Samsung rewards account
  3. Iris scanner for some devices
  4. It also supports Samsung wearable devices


Cons of Samsung Pay

  1. Only suitable with Samsung devices
  2. Rewards are based on per transaction and not the amount
  3. Do not support the transfer of funds to other accounts




PayPal










Another trusted and famous name in NFC payment apps. Founded in 1998, with more than two decades under its belt, PayPal has stood the test of time.

The most popular online wallet app, PayPal, can also be used for online store transactions. Now owned by eBay, it has become a double joy for PayPal and eBay services users. It also accommodates transactions in other currencies, paving the way for different residencies.


Pros of PayPal


  1. Free fund transfer (non-business transactions)
  2. Good customer service
  3. Great discounts and rebates


Cons of PayPal

  1. It charges the receiver (only for business transactions)
  2. Additional fees from the bank
  3. PayPal can suspend your account without warning




Razorpay



Razorpay is a relatively new NFC payment app, but it still has earned a good reputation in the market. With Razorpay, you get access to credit and debit card options like other best NFC payment apps.

The app claims to offer the best infrastructure in short- a great user experience. The app's payment gateway was designed to carry smooth transactions plus end-to-end payments. The app was built for the use of developers- that's why it comes with APIs, dev-library, etc.




Pros of Razorpay


  1. Accept payment regardless of business registration
  2. One can get paid instantly with payment links
  3. Can accept payment via credit/debit card, online wallet, Net banking, etc.


Cons of Razorpay

  1. No push notifications (major con)
  2. Payments get stuck often



Venmo







This NFC mobile payment app is a combination of Google Pay and Paypal. You can do everything with this app, shop online, share or split payments. With this app, you can also add emojis and notes to your payments or transactions. What makes this app unique is that it also works as a social media.


Pros of Venmo

  1. Peer-to-peer transactions
  2. Split payment
  3. Quick transfer to the bank (a great feature)


Cons of Venmo


  1. You cannot turn off the social feature
  2. An additional fee is placed on transactions


To Wrap it Up!


These are the best NFC payment apps to choose from; you can rely on any app for regular transactions. The NFC method is safe, and there is nothing to worry about. Seasia Infotech Mobile app developers can help you with NFC app development;


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